{"id":2569,"date":"2018-11-06T12:41:59","date_gmt":"2018-11-06T12:41:59","guid":{"rendered":"http:\/\/trident.ac.in\/maintain\/?p=2569"},"modified":"2018-11-06T12:41:59","modified_gmt":"2018-11-06T12:41:59","slug":"campus-recruitment-drive-by-muthoot-fincorp-ltd-for-mba-2019-batch","status":"publish","type":"post","link":"https:\/\/trident.ac.in\/placementnotice\/campus-recruitment-drive-by-muthoot-fincorp-ltd-for-mba-2019-batch\/","title":{"rendered":"Campus Recruitment Drive by MUTHOOT FINCORP LTD for MBA 2019 Batch."},"content":{"rendered":"

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<\/td>\n\u00a0Job Description<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

COMPANY NAME: MUTHOOT FINCORP LTD<\/strong><\/p>\n

 <\/p>\n

Designation: Management Trainee<\/strong><\/p>\n

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The Management Trainee will be trained for Relationship Officer, Credit Officer and Area Manager, roles and responsibilities.<\/p>\n

 <\/p>\n

 <\/p>\n\n\n\n\n\n
Position\u00a0 \/ Designation<\/strong><\/td>\n:<\/td>\nRelationship Officer<\/td>\n<\/tr>\n
Main Tasks<\/strong><\/td>\n:<\/td>\nAcquisition and Maintenance of new clients. Operations and Collection.<\/td>\n<\/tr>\n
Areas of Responsibility<\/strong><\/td>\n:<\/td>\n\n
    \n
  • Compliance and management: Carries out the pre and post-loan activities related to Group loans. Presenting the loan applications to the Credit team, portfolio administration, prioritizing the repayment of loans to preserve the portfolio quality.<\/li>\n
  • Promotion \u2013 Promotes new potential clients and eligible clients offering various other products<\/li>\n
  • Loan Appraisal \u2013 Informs potential clients about the requirements, conditions of the IGL Loan products, the procedures to obtain a loan, the importance of the payments on time etc o Makes sure that the client meets the credit requirements. o Visits the client’s business and home to do the assessment, following the credit policy procedures.\u00a0 o Analyzes and presents a consistent loan proposal to the Credit team for its approval. o Informs the client about the Credit team decision<\/li>\n
  • Follow \u2013 up : Follows the loan disbursement process. o In case of arrears visits clients and guarantors for the loan recovery. o Informs the BRM or AM about the demand in his\/her assigned area as well as on the competition. o Makes a close follow up of the disbursed loans, especially of the ones not paying on time. o Responsible for his\/her portfolio administration, promoting its growth and keeping it with daily planning and organization of activities<\/li>\n
  • Client service :Provides a quick and timely service to the clients, making sure that the client’s expectations are fulfilled whenever is possible. o Ensures a good and respectful treatment to the clients and establishes a professional relationship with them, with a long term perspective. o Guarantees confidential treatment to all the information gathered from the client and of the Institution<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

     <\/p>\n\n\n\n\n\n\n
    Position \/ Designation<\/strong><\/td>\n:<\/td>\nCredit Officer<\/td>\n<\/tr>\n
    Main Tasks<\/strong><\/td>\n:<\/td>\nThe key function is to do the credit assessment of customer as per credit policy.<\/td>\n<\/tr>\n
    Areas of Responsibility<\/strong><\/td>\n:<\/td>\n\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Credit Officer reports functionally to Area Manager and administratively to Branch Manager.<\/p>\n

    \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 In the absence of BM the CO has the charge to manage and handle the Branch.<\/p>\n

    \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 CO will be the main point of contact for all credit related issues in the branches assigned to them.<\/p>\n

    \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 They are expected to spend 80%-90% of their time in the field.<\/p>\n

    \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 The credit officers\u2019 main responsibility is to conduct the GRTs, CPV and verification of documentation.<\/p>\n

    \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 CO is also responsible to do any work assigned by the Area Manager.<\/p>\n

    \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 CO is responsible for registers and files updating.<\/p>\n

    \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 CO is responsible for data entry in the system with \u201czero\u201d errors<\/p>\n

    \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Prepare cash flow, Data entry, check credit bureau reports, Household visit and KYC Verification.<\/p>\n

    \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Conduct GRT and approval or rejection of loan proposals of a customer\/group based only on merits.<\/p>\n

    \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Ensuring approval norms & criteria are met.<\/p>\n

    \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Documentation.<\/td>\n<\/tr>\n

    Special Requirements (If any)<\/strong><\/td>\n:<\/td>\nAbility to assume responsibility and accountability for decision making.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n\n\n\n\n\n
    Position \/ Designation<\/strong><\/td>\n:<\/td>\nArea Manager<\/td>\n<\/tr>\n
    Main Tasks<\/strong><\/td>\n:<\/td>\nResponsible for Managing team 40 to 50 Staffs. Managing Operations and overall functioning of the assigned branch.<\/td>\n<\/tr>\n
    Areas of Responsibility<\/strong><\/td>\n:<\/td>\n\n
      \n
    • Responsible for the business growth of the assigned branches.<\/li>\n
    • Field monitoring and branch administration<\/li>\n
    • Center meeting analysis and field level document verification<\/li>\n
    • Consecutive Field and center meeting visits and data analysis<\/li>\n
    • Branch level Documents verification & ensuring the strict policy adherence<\/li>\n
    • Physical verification of the branch level documentation and data entry analysis.<\/li>\n
    • Process verification on periodic intervals<\/li>\n
    • Tracking the status of Collection demand with actuals<\/li>\n
    • Collection remittance tracking and data verification<\/li>\n
    • Analysis and clearance of operational queries in connection with other Supporting departments.<\/li>\n
    • Audit Analysis \u2013 queries Scrutinizing \u2013 Compliance submission<\/li>\n
    • Implementation of motivational programs for clients through CSR Activities<\/li>\n
    • Providing adequate training to branch level staffs on period intervals in connection with the organizational Updation<\/li>\n
    • Arrear Analysis \u2013 Implementations for balancing the PAR level.<\/li>\n
    • Area Expansion and portfolio management. Performance analysis and Quality sales.<\/li>\n
    • Awareness and timely Updation of Organizational goals and analysis of reachability techniques for the same<\/li>\n
    • Report analysis & Submission of Periodic reports to the concerned authority.<\/li>\n
    • Recommending the delinquency management strategy, including legal actions against customers and employee when appropriate.<\/li>\n
    • Capacity Building \u2013 Recruiting qualifies and competent operational employees.<\/li>\n
    • Implementing, Monitoring & Reporting other operational works<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

       <\/p>\n\n\n\n\n\n\n\n\n
      B<\/strong><\/td>\n\u00a0Personal Specification<\/strong><\/td>\n<\/tr>\n
      \u00a0<\/strong><\/td>\nEducational Qualification\/ Technical Certification<\/strong><\/td>\n:<\/td>\nGraduate and above<\/td>\n<\/tr>\n
      \u00a0<\/strong><\/td>\nSkill Sets<\/strong><\/td>\n:<\/td>\n\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Should have a passion and desire to work in the social service sector.<\/p>\n

      \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Ability to identify and set priorities, plan and effectively allocate appropriate resources<\/p>\n

      \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Basic Knowledge of accounting and finance is desirable<\/p>\n

      \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Basic Computer knowledge<\/p>\n

      \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Good Analytical Skills<\/p>\n

      \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Ability to communicate effectively with all levels<\/p>\n

      \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Excellent time management skills and be accustomed to working with deadlines.<\/td>\n<\/tr>\n

      \u00a0<\/strong><\/td>\nCommunication Skills<\/strong><\/td>\n:<\/td>\nFluency in Local Language<\/td>\n<\/tr>\n
      \u00a0<\/strong><\/td>\nBehavioural Competencies<\/strong><\/td>\n:<\/td>\nAbility to work effectively with different people and teams of people by putting others at ease<\/td>\n<\/tr>\n
      \u00a0<\/strong><\/td>\nOther Requirements (If any)<\/strong><\/td>\n:<\/td>\nLocal Language would be an added advantage and willing to work in Field<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

       <\/p>\n

      CTC: up to Rs.15000 per month<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

        \u00a0Job Description   COMPANY NAME: MUTHOOT FINCORP LTD   Designation: Management Trainee   The Management Trainee will be trained for Relationship Officer, Credit Officer and Area Manager, roles and responsibilities.     Position\u00a0 \/ Designation : Relationship Officer Main Tasks : Acquisition and Maintenance of new clients. Operations and Collection. Areas of Responsibility :<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-2569","post","type-post","status-publish","format-standard","hentry","category-placement-notice"],"_links":{"self":[{"href":"https:\/\/trident.ac.in\/placementnotice\/wp-json\/wp\/v2\/posts\/2569","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trident.ac.in\/placementnotice\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trident.ac.in\/placementnotice\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trident.ac.in\/placementnotice\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/trident.ac.in\/placementnotice\/wp-json\/wp\/v2\/comments?post=2569"}],"version-history":[{"count":0,"href":"https:\/\/trident.ac.in\/placementnotice\/wp-json\/wp\/v2\/posts\/2569\/revisions"}],"wp:attachment":[{"href":"https:\/\/trident.ac.in\/placementnotice\/wp-json\/wp\/v2\/media?parent=2569"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trident.ac.in\/placementnotice\/wp-json\/wp\/v2\/categories?post=2569"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trident.ac.in\/placementnotice\/wp-json\/wp\/v2\/tags?post=2569"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}